History
A minimal mix for investors who want growth, property exposure and gold without bonds.
Philosophy
Use equities for growth, REITs for property beta and gold for monetary diversification.
Real Assets & Monetary RefugeProperty / REIT ownershipReal Assets / Hard AssetsInflation hedgeREIT heavyModerateLow complexity
Stocks REITs Gold Portfolio
A compact real-assets equity portfolio with stocks, REITs and gold.
Asset allocation
Stocks
50%REITs
25%Gold
25%Performance
How this allocation behaved across modern markets
Annual rebalancing, local bond and cash proxies where relevant, and optional inflation adjustment through CPI.
1972-2024Log scale
CAGR
10.3%
1972-2024
Max drawdown
-28.5%
Volatility
12.0%
Worst year
-28.5%
2008
Implementation
Local products and proxies
Global · Stocks REITs Gold Portfolio implementation
Long-term individual investor
Use broad, low-cost funds or ETFs matching each asset class.
Account notes: Implementation depends on local account types and tax wrappers.
Costs: Prefer low-cost, liquid vehicles.
Rebalancing: Annual rebalancing or tolerance bands.
Tax: Country-specific tax treatment should be reviewed before implementation.
Product names are implementation examples for research. Availability, taxation, share classes and suitability should be checked with the investor's broker and tax situation.
Similar portfolios
Adjacent ideas in the atlas
Equal Real Assets Portfolio
An equal-weight real-assets allocation across REITs, gold, commodities and TIPS, designed to diversify inflation and scarcity exposures.
REITs25%
Gold25%
Commodities25%
TIPS25%
REITs & Gold Portfolio
A compact real-assets blend of listed property, gold and bonds.
REITs40%
Gold30%
Bonds30%
Real Assets Portfolio
A diversified real-assets portfolio built around property, gold, broad commodities and TIPS.
REITs30%
Gold30%
Commodities25%
TIPS15%
Stocks & Gold Portfolio
A simple two-sleeve portfolio combining equity growth with gold protection.
Stocks70%
Gold30%
UCITS Real Assets Portfolio
A UCITS-friendly real-assets portfolio using REITs, gold ETCs, commodities ETCs and inflation-linked bonds.
Global REITs30%
Gold30%
Commodities25%
Inflation Linked Bonds15%